The provision of Assets for individual clients is not required by OCB's effective financial solutions. Individuals or families might use installment loans or overdrafts to implement plans to enhance their lives.
TYPE_PRODUCT
Đối tượng khách hàng
Customers receive salary via stable and continuous OCB account for at least 03 months
LOAN_TERM
Installment loan (each time): up to 60 months.
Overdraft loan: according to the customer's needs and repayment ability but not more than 12 months
LOAN_LIMIT
Installment loan (each time): up to VND 500 million.
Overdraft loan: up to VND 100 million.
LOAN_METHOD
Installment loan or borrow by overdraft method
CONDITIONS
ID card/Citizen card/Passport and Permanent Residence and Temporary Residence Book (KT3)/Confirmation of temporary residence.