Branches & ATM/CDM Interest rates
Savings deposit interest rates apply from: 26/05/2025, 12:00 AM (Unit %/Year)
VIEW ISSUED INTEREST RATESDeposit interest rate
| Period | Term Deposit | Regular savings | Online Savings |
| Non-term | 0 | 0 | 0 |
| 1 Month | 3.8 | 3.8 | 3.9 |
| 3 Months | 4 | 4 | 4.1 |
| 6 Months | 4.9 | 4.9 | 5 |
| 9 Months | 4.9 | 4.9 | 5 |
| 12 Months | 5 | 5 | 5.1 |
| 13 Months | 5 | 5 | 5.1 |
| 15 Months | 5 | 5 | 5.1 |
| 18 Months | 5.2 | 5.2 | 5.2 |
| 21 Months | 5.3 | 5.3 | 5.3 |
| 24 Months | 5.4 | 5.4 | 5.4 |
| 36 Months | 5.6 | 5.6 | 5.6 |
See detailed table see here
NOTE:
(*) - In case the customer withdraws a term deposit before maturity: The applicable interest rate shall be the lowest demand deposit interest rate, which is 0.00% per annum
Average lending interest rate
| Loại lãi suất | Mức lãi suất (%/năm) |
| Lãi suất cho vay bình quân đối với khách hàng cá nhân | 7.72 |
| Chênh lệch lãi suất cho vay bình quân và lãi suất tiền gửi bình quân | 3.81 |
NOTE:
* Kỳ tháng 3/2025
Base interest rate
| Type of base interest rate | Base interest rate (%/Year) |
