Interest rates

Savings deposit interest rates apply from: 12/01/2023, 12:00 AM (Unit %/Year)

Deposit interest rate

PeriodTerm DepositRegular savingsOnline Savings
1 Month5.75.75.8
3 Months5.95.95.95
6 Months8.28.29
9 Months8.48.49.1
12 Months8.98.99.3
13 Months8.98.99.3
15 Months8.98.99.3
18 Months999.3
21 Months999.3
24 Months999.3
36 Months999.3
(*) - Interest rates are applied to electronic savings deposits (regular e - savings, OMNI Flex), online channel term deposits (Electronic deposit contracts) with terms of 6 months and 12 months as follows: Deposit amount ≥ 50 billion VND: plus (+) 1.00% p.a. for 6-month terms or plus (+) 1.20% p.a. for 12-month terms compared to the electronic savings interest rate chart.
- In case the customer withdraws a term deposit before maturity: The interest rate of withdrawal before the deadline applies the interest rate of non-term deposit is 0.90% per year.

Base interest rate

Type of base interest rateBase interest rate (%/Year)
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