Interest rates

Savings deposit interest rates apply from: 25/05/2023, 12:00 AM (Unit %/Year)

Deposit interest rate

PeriodTerm DepositRegular savingsOnline Savings
1 Month4.74.74.8
3 Months4.94.94.95
6 Months7.47.48
9 Months7.67.68.1
12 Months7.97.98.1
13 Months7.97.98.1
15 Months7.97.98.1
18 Months7.97.97.9
21 Months7.97.97.9
24 Months7.97.97.9
36 Months7.97.97.9
(*) - Interest rates are applied to electronic savings deposits (regular e - savings, Omni Flex), online channel term deposits (Electronic deposit contracts) with terms of 6 months and 12 months as follows: Deposit amount ≥ 50 billion VND: plus (+) 0.10% p.a. compared to the electronic savings interest rate chart. 
- In case the customer withdraws a term deposit before the maturity date: The interest rate for early withdrawal is 0.10%/year.

Base interest rate

Type of base interest rateBase interest rate (%/Year)
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