About us

Orient Commercial Joint Stock Bank (OCB) was established on June 10, 1996. After more than 27 years of operation and development, OCB currently has more than 200 business units spread across all regions and key economic centers across the country. And considered as one of the banks with good and stable growth for many years
OCB was recognized by the State Bank as one of the first three banks to complete risk management items according to Basel II international standards by the end of 2018. Moody's Investors Service, one of the three credit rating agencies most prestigious in the world, increased Counterparty Risk Assessment (CRA) and Counterparty Risk Rating (CRR) to Ba3 in July 2019. This is the highest ranking level in Vietnam today.
Rated as the leading bank in Vietnam in terms of operational efficiency with sustainable growth potential, OCB has created confidence for Aozora Bank - one of the most efficient banks in Japan, to invest. 15% share capital of OCB and become a long-term strategic partner.

OCB has gradually risen to the top of the group of private banks in Vietnam according to three criteria: growth rate, safety and efficiency. Not only operational efficiency and profit, OCB always actively controls costs, synchronously implements cost-optimizing solutions to improve business efficiency, this is the Bank's direction throughout. OCB's equity has now increased by nearly 8 times, profit by more than 16 times and total assets by 12 times. Thereby, OCB became a joint stock commercial bank holding the No. 1 position in terms of profit growth rate and No. 3 in terms of return on capital efficiency.

Important milestones

2023

Ra mắt ngân hàng số thế hệ mới LIOBANK
Ngân hàng đầu tiên hoàn thành triển khai và áp dụng nền tảng quản lý vốn theo Basel II nâng cao và Basel III
Chính thức tăng vốn điều lệ lên 20.548 tỷ đồng, nằm trong top 10 ngân hàng tư nhấn có vốn điều lệ lớn nhất hệ thống
Di dời văn phòng hội sở về tòa nhà The Hallmark (Tp. Hồ Chí Minh)

2022

Ra mắt nền tảng vay mua nhà trực tuyến Unlock Dream Home
Tự hào thương hiệu Quốc gia 2022
Top 30 doanh nghiệp đống thuế nhiều nhất Việt Nam do Forbes công bố
Top 10 ngân hàng mạnh nhất Việt Nam do The Asian Banker công bố

2021

OCB listed on Ho Chi Minh City Stock Exchange (HoSE) on January 28, 2021

Vision - Mission

VISION

Become the Top 5 private commercial joint stock banks in 2025

MISSION

Supporting the realization of the dreams and ambitions of customers, entrepreneurs and businesses in Vietnam, helping them achieve the growth and ambition as expected.

Core Value

OCB always want provide value, prosperity to customers, partners, shareholders; from that building up strong faith and support from our customers, partners, shareholders to OCB's operation.

Customer-centered

  • We listen, value and empathize with our customers. 
  • We prioritize to fulfill our customers’ needs.
  • We commit to deliver best solutions and products for our customers.

Striving

  • We focus and put forth our best. 
  • We are proactive and agile.
  • We are resilient in the face of challenges.

Innovative

  • We challenge the status quo and aim for new achievements.
  • We look for smarter and more effective methods and solutions. 
  • We seek opportunities, plan ahead and embrace change.

Responsible

  • We act with professionalism and integrity. 
  • We are decisive and take responsibility for our actions. 
  • We deliver on our commitments and aim towards sustainable, long-term value creation.

Teamwork

  • We behave respectfully and adopt a win-win mindset. 
  • We collaborate and support one another. 
  • We communicate openly, transparently and constructively.
Customer support
(84) 28 7305 6678