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OCB Mastercard World 2in1

Live exceptionally

Up to VND 60 million cashback a year

A global cashback card with premium lifestyle privileges.

Cashback spending requirement: at least VND 20 million for Priority Banking customers or VND 50 million for other segments.

Earn 10% cashback on Dining and Fashion, 5% on Travel, Supermarkets/Shopping Malls, Healthcare and Insurance, plus 0.3% on all other eligible spending.
Get an instant VND 5,000,000 cashback when you spend VND 200,000,000 or more.
Earn unlimited complimentary lounge visits at over 1,200 airports worldwide
Just 0.9% foreign currency transaction fee

Cashback spending requirement: at least VND 20 million for Priority Banking customers or VND 50 million for other segments.

Shopping

OCB Mastercard Platinum

Live life your way

Up to VND 18 million cashback a year

Upgrade your tech, wellness and wardrobe with rewarding offers.

Cashback requirement: at least 7 qualifying transactions; cashback rates depend on spending during the assessment period.

Up to 15% cashback at FPT Shop, NguyenKim, CellphoneS and more
Up to 15% cashback on fashion shopping, spa and gym services
First-year annual fee refunded and flexible 0% interest installments

Cashback requirement: at least 7 qualifying transactions; cashback rates depend on spending during the assessment period.

Entertainment

So sánh

OCB Mastercard Lifestyle

Live life your way

Up to VND 18 million cashback a year

More joy in every movie, concert, spa visit and fashion find.

Cashback requirement: at least 7 qualifying transactions; cashback rates depend on spending during the assessment period.

Up to 15% cashback at Netflix, Spotify, BHD, Galaxy, Ticketbox and more
Up to 7% cashback on fashion purchases, gyms and spas
First-year annual fee refunded and flexible 0% interest installments

Cashback requirement: at least 7 qualifying transactions; cashback rates depend on spending during the assessment period.

Everyday spending

OCB Natural Credit

Everyday ease

First-year annual fee waived

Pay with ease and enjoy up to 45 interest-free days.

Cashback requirement: at least 7 qualifying transactions; cashback rates depend on spending during the assessment period.

Free card issuance and cash withdrawals at ATMs nationwide
Free lost-wallet insurance coverage worth VND 20 million per year
Contactless payments and easy Apple Pay linking on your phone

Cashback requirement: at least 7 qualifying transactions; cashback rates depend on spending during the assessment period.

Debit Cards

Pay using funds available in your account

Everyday spending

OCB Mastercard Passport

Easy payment

Unlimited cashback

Easy payments at home and abroad, with annual fees waived for five years.

3% cashback in-store and online, capped at VND 400,000/month
Unlimited 0.3% cashback on other qualifying purchases
Just 1.2% FX fee on online payments (shopping, ads and more)

Everyday spending

OCB Natural Debit

Easy payment

Up to VND 12 million cashback a year

Convenient domestic payments and cash withdrawals. Enjoy complimentary online card application.

Up to 5% cashback on dining transactions, capped at VND 1 million per month
Free lost-wallet insurance coverage worth VND 20 million per year
Contactless payments and easy Apple Pay linking on your phone

Card services

Do more with your card

Pay using your Apple devices

Apple Pay

Easily add your card to Apple Wallet and pay with your iPhone or Apple Watch. Enjoy fast, secure transactions without carrying a physical card. Available for OCB Mastercard and OCB NAPAS cards.

Pay using your Android devices

Google Pay

Add your OCB card to Google Wallet and make secure payments with an Android phone or smartwatch. Available for OCB Mastercard cards.

Quick loans from your credit limit

Flex Fund

Access a quick loan against up to 90% of your available credit limit, with an easy online application. Installment terms from 3 to 60 months.

Installments for purchases and balances

Flexible Installments

Easily convert credit card purchases or outstanding balances into installments on OCB OMNI, with terms up to 36 months. Enjoy 0% promotional interest.

Online checkout without card details

Click to Pay

A convenient online payment solution for quick, secure checkout without re-entering your card details. Available for OCB Mastercard cards.