Branches & ATM/CDM 
Individual Customers
- Free to open a Payment Account
- Free management for the first year of the Payment Account
- Free to maintain the minimum balance of the Payment Account
- Free automatic electricity bill collection service
- Free SMS Banking
- Free OCB Mobile
- Free OCB online (first year)
- Free ATM withdrawals
- Free issuance and annual fee of OCB –EVN co-branded international credit card
Business Customers
- Free to open a Payment Account
- Free to open an account with personalized numbers (*)
- Free domestic money transfer (first 3 months)
- Free automatic electricity bill collection service
- Free OCB online (first year)
- Free to use Tonkey security device
