Smart Account

Smart Account

Easily checking statements, transferring funds, recharging phones, paying bills, etc. through the electronic banking system

Outstanding Utilities

  • Free cash withdrawal on 14,000 ATMs and payment on POS machines at supermarkets, restaurants, hotels, entertainment complexes, etc. nationwide.
  • Easily checking statements, transferring funds, recharging phones, paying bills, etc. through the electronic banking system.
  • Sending savings online and pay off anytime, anywhere on mobile devices and personal computers.
  • Free deposit/withdrawal.
  • Free registration and annual fee of OCB-SMS, OCB-Online and OCB -Mobile.
  • Free ATM card issuance and annual fee (first year).
  • Free domestic transfer with OCB system.
  • Free interbank transfer (for Diamond Package only).

Product Characteristics


Standard Package
  • Payment account
  • OCB - Online (silver package)
  • OCB - Mobile
  • OCB - SMS
  • ATM card (standard B)
  • MasterCard (standard)
  • We do not support transfer, top-up, payment, etc. on OCB-Online
Golden Package
  • Payment account
  • OCB - Online (golden package)
  • OCB - Mobile
  • OCB - SMS
  • ATM card (standard B or D)
  • MasterCard (standard or gold)
  • We provide transfer, top-up, payment services, etc. on OCB-Online
Diamond Package
  • Payment account
  • OCB - Online (golden package)
  • OCB - Mobile
  • OCB - SMS
  • ATM card (Standard B or D)
  • MasterCard (standard or gold)
  • Free inter-bank transfer on transaction channels

Packages that are suitable for you

  • If you do not need to transfer, make payments, etc. via the OCB-Online channel, the Standard package is the most suitable choice.
  • If you need to transfer, make payments, etc. via the OCB-Online channel, the Golden package will be for you.
  • If you often need to transfer, make payments, etc. interbank on all transaction channels, the Diamond package is your optimal choice.

Service register

Please kindly fill in the form with your information, we will contact you in soonest time.
Customer support
(84) 28 7305 6678