Branches & ATM/CDM 
For Businesses
- Current account: Free to open an account without minimum balance maintenance.
- Salary payment service via account: Free of salary for the first 2 years (calculated from the first month of salary payment).
- E-Payroll & Internet Banking OCB Online service: Free annual fee for the first 2 years, Token key security device.
- SMS banking service: Free for the first year.
- Electronic tax payment service: 50% reduction of tax payment fee for the first 2 years.
- Term deposit: Offer 0.1% interest rate.
For Individual Customers
- Current account: Free to open Account, free to manage Account for the first 2 years (from the time of account opening), demand interest rate = 0%, exempt from maintaining a minimum balance.
- Lucky domestic debit card (Gold): Free cash withdrawal at ATMs
- OCB Online: Free for the first year
- SMS banking service: Free
- OCB Mobile: Free
- International debit card: Free card issuance, and free annual fee for the first 2 years
- International credit cards: Free card issuance, and free annual fee
- Account overdraft: 0.5% interest reduction
- Unsecured loans for employees: 0.5% interest rate reduction
