OCB_BRANCHES 
Annual Fee
- Primary Card: VND 1,999,000
- Supplementary Card: Waived
- Annual fee waived for Priority Banking customers.
- For all other customers, a 100% annual fee rebate applies upon accumulated spending of VND 6,000,000 or more within 45 days from the card activation date.
Credit Limits
Credit Card
- Credit limit: up to VND 2 billion
- Daily transaction limit: VND 500 million
- Daily transaction limit: VND 200 million
Welcome Offer
Receive a complimentary travel suitcase worth VND 1,900,000 when you complete at least 7 eligible transactions with a total spend of VND 10,000,000 or more within 30 days of card activation.
Cashback Offers
For the Credit Card:
Earn up to VND 5,000,000 cashback per reward period on all spending transactions:
- 10% cashback on domestic and international Dining spending.
- 5% cashback (up to VND 500,000) on domestic and international Travel spending.
- 0.3% cashback on all other spending.
Condition: Minimum spending of VND 20,000,000 per reward period.
Note: The reward period is calculated based on the calendar month.
Cashback Offers
For the Debit Card:
- Earn cashback of up to VND 12,000,000 per year, as follows:
- Average monthly current account balance from VND 5 million to under VND 50 million: 1% cashback on Travel (air tickets and hotels) and Lifestyle & Beauty (fashion, spa, gym, etc.) (capped at VND 300,000/month).
- Average monthly current account balance from VND 50 million to under VND 150 million: 3% cashback on Travel and Lifestyle & Beauty (capped at VND 500,000/month).
- Average monthly current account balance of VND 150 million and above: 5% cashback on Travel and Lifestyle & Beauty (capped at VND 1,000,000/month).
Notes:
- Each customer is eligible for cashback on one OCB debit card product only (OCB Natural Debit / OCB Mastercard Passport Debit / OCB Mastercard World Debit) per reward period, determined by the product generating the highest cashback value under the program terms.
- A reward period is defined as one calendar month within the program period.
Other Key Benefits
- Airport Lounge Privileges:
- 01 complimentary lounge visit upon card activation.
- 01 additional lounge visit for every VND 50 million in eligible spending per statement cycle, with no limit on the number of lounge visits earned.
- Foreign exchange transaction fee is only 0.9% of the transaction amount.
- Exclusive golf privileges for Mastercard World cardholders. (link)
- Additional exclusive offers from Mastercard. (link)
- Global Travel Insurance and Wallet Loss Insurance with total coverage of up to VND 20 billion per year. View details here.
