Card detail

This card is for you if you enjoy doing things like camping or hanging out indoor/outdoor and relaxing. You will receive a cashback of up to 20% on transactions including movies (at CGV, BHD, Galaxy, or Lotte Cinema, for example), as well as home entertainment (Spotify, Netflix, or the like), and 3% on transactions involving online shopping.
Annual fee
Main card: 399.000 VND

Featured offers

1. Exclusive offers for new cardholders:
  • Free card issuance.
  • 50% cashback, up to VND 100,000 for the total amount of valid transactions on the first day of card usage (*).
  • Cashback of VND 500,000 when cardholders have at least 30 valid transactions & transaction turnover reaches VND 5,000,000 within 45 days from the date of card opening.
2. Offers applied to all cardholders:
  • Cashback up to VND 9,600,000/year, in which:
    • 20% cashback: payment transactions at Spotify, Netflix, CGV, BHD, Lotte Cinema, and Galaxy.
    • 3% cashback: online shopping transactions.
    • 1% cashback insurance payment transaction.
To get the insurance cashback, consumers must send a text message with the syntax OCB_MC01_6 final numbers of the credit card to the 6067 switchboard (1,000 VND/SMS; the symbol "_" is a space).
  • 0.1% cashback: all remaining valid transactions.
  • Thousands of cashback offers, discounts of up to 50% at shopping, culinary, travel, etc. associated with OCB and Mastercard.
  • Get free protection with Wallet Loss Insurance package - total value of VND 20,000,000/year, making every trip safe anytime, anywhere.
* Detailed rules here.

Outstanding features

  • Spend first, pay later, interest free for up to 55 days.
  • Online payment at shopping websites that accept MasterCard worldwide with 3D-Secure authentication service.
  • Cash withdrawal at over 1 million ATMs with the Mastercard logo worldwide.
  • Cash withdrawal limit up to 80% of credit limit.
  • Payment accepted for goods and services at more than 30 million Mastercard payment points worldwide.
  • Contactless payment transactions.
  • Enjoying shopping promotions from OCB and international card organization Mastercard.
  • Easy control of all transactions with OCB OMNI Digital Banking application, 24/7 Contact Center service, and SMS Banking.

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