Branches & ATM 
Real Estate
Are you looking to own your dream home today? With a financial solution package that includes several attractive incentives and flexible loan options, OCB helps you swiftly fulfill your dream of buying/building, renovating, and repairing your home.
Select product type
- Individuals from full 20 years old and not more than 75 years old at the time of loan termination
- Place of residence (Household book/Confirmation of temporary residence) in the area where OCB's loan office is located
- Credit reputation meets OCB's regulations
Loan term
Loan term up to 360 months.
Grace period
Original grace up to 12 months
Mortgage
Valuable papers/purchased real estate/real estate with other certificates.
Maximum funding rate
Maximum funding rate is 100% loan plan
Loan to Value Ratio/ Mortgage
- For collateral as valuable documents at OCB: the loan rate is up to 100% of collateral value;
- For collateral assets that are certified real estate: the loan rate is up to 85% of the collateral value.
Loan repayment method
- The monthly interest on the loan is gradually decreasing
- Principal to be paid in installments or by tiered monthly/quarterly method
Preferential interest rate
Preferential interest rates from only 6.99%/year
FConditions
Flexible documents to prove the source of income through the Declaration
Service register
Please kindly fill in the form with your information, we will contact you in soonest time.
