Are you looking to own your dream home today? With a financial solution package that includes several attractive incentives and flexible loan options, OCB helps you swiftly fulfill your dream of buying/building, renovating, and repairing your home.
Select product type
Đối tượng khách hàng
Individuals from full 20 years old and not more than 75 years old at the time of loan termination
Place of residence (Household book/Confirmation of temporary residence) in the area where OCB's loan office is located
Credit reputation meets OCB's regulations
Loan term up to 360 months.
Original grace up to 12 months
Valuable papers/purchased real estate/real estate with other certificates.
Maximum funding rate
Maximum funding rate is 100% loan plan
Loan to Value Ratio/ Mortgage
For collateral as valuable documents at OCB: the loan rate is up to 100% of collateral value;
For collateral assets that are certified real estate: the loan rate is up to 85% of the collateral value.
Loan repayment method
The monthly interest on the loan is gradually decreasing
Principal to be paid in installments or by tiered monthly/quarterly method
Preferential interest rate
Preferential interest rates from only 6.99%/year
Flexible documents to prove the source of income through the Declaration