Consumption Purpose

OCB's car loan product will help you turn your dream of owning and using a comfortable and modern car into reality.

Select product type

Đối tượng khách hàng
  • Individuals at least 18 years old and not more than 75 years old at the time of loan termination
  • Place of residence (Household book/Confirmation of temporary residence) in the area where OCB's loan office is located.
  • Credit reputation meets OCB's regulations.
Sponsor purpose auto
Cars < 9 seats, 100% new pickup trucks to serve consumer needs.
Type of auto
Brands of origin: France, Germany, Japan, UK, USA, Korea, and Vietnam (Vinfast).
Loan purpose

Loan term
Up to 96 months
Loan limit
Cho vay lên đến 80% phương án vay và 100% giá trị tài sản bảo đảm (TSBĐ).
Customer's debt repayment income
    Flexible documents to prove the source of income through the Manifesto
    • Vehicle value ≤ 1.5 billion: Customer declares the source of income.
    • Vehicle value > 1.5 billion: Simple proof of income.
    Valuable documents/The car itself/Real estate with a Certificate.
    Maximum funding rate
    Loan up to 80% loan option
    Loan to Value Ratio/ Mortgage
    Loan rate up to 80% of collateral value
    Preferential interest rate
    Preferential interest rates from only 8%/year

    Service register

    Please kindly fill in the form with your information, we will contact you in soonest time.
    Customer support
    (84) 28 7305 6678