OCB_BRANCHES Consumption Purpose
OCB's car loan product will help you turn your dream of owning and using a comfortable and modern car into reality.
TYPE_PRODUCT
- Individuals at least 18 years old and not more than 75 years old at the time of loan termination
- Place of residence (Household book/Confirmation of temporary residence) in the area where OCB's loan office is located.
- Credit reputation meets OCB's regulations.
PURPOSE_AUTO
Cars < 9 seats, 100% new pickup trucks to serve consumer needs.
TYPE_OF_AUTO
Brands of origin: France, Germany, Japan, UK, USA, Korea, and Vietnam (Vinfast).
LOAN_PURPOS
LOAN_TERM
Up to 96 months
LOAN_LIMIT
Cho vay lên đến 80% phương án vay và 100% giá trị tài sản bảo đảm (TSBĐ).
CUSTOM_INCOME
- Vehicle value ≤ 1.5 billion: Customer declares the source of income.
- Vehicle value > 1.5 billion: Simple proof of income.
MORTGAGE
Valuable documents/The car itself/Real estate with a Certificate.
MAX_FUND
Loan up to 80% loan option
LTV
Loan rate up to 80% of collateral value
PREFER_RATE
Preferential interest rates from only 8%/year
SERVICE-REGIS
FILL_FORM
