Credit Limit Secured By 100% Deposit

Credit Limit Secured By 100% Deposit

This is a form of credit financing in which collateral is 100% client’s deposits placed at OCB under ownership of the clients or third parties to secure for financial obligations with OCB.
The enterprises,  economic organizations established and operated under the prevailing Law of Vietnam and are in need of credit financing secured fully by deposit pledged at OCB.

Product Feature

Purpose of financing
Supplement working capital requirement
Forms of financing
Deal by deal / credit line drawdown
Loan tenor
Subject to customers’ request
Drawdown currency
VND and/or foreign currencies
Deposits at OCB (saving books, deposit agreements, balance of payment account, valuable papers, etc.)


  • Quick disbursement within 1 hour
  • Credit utilization may exceed the deposit balance
  • Competitive interest rate
  • No penalty for early repayment
  • Simple documentations and loan process

Registration procedure

Please kindly fill in the form with your information, we will contact you in soonest time.
Customer support
(84) 28 7305 6678