Term Deposit

Term Deposit

The customer's money deposited at OCB within a certain period as agreed between the customer and OCB with the principle of fully refunding the principal and interest to the customer.

Outstanding Utilities

  • Attractive and competitive interest rates.
  • Safety and secrecy.
  • Simple and fast procedures.
  • It's used to guarantee loans, guarantee loans for third parties at banks.
  • Confirming financial ability for customers to travel and study abroad, making transfers to pay expenses and tuition fees abroad.
  • Customers are entitled to transfer ownership when the deposit contract has not expired to preserve interest. Customers can withdraw capital before maturity when needed.
  • Customers can deposit time deposits at one place and withdraw money from many places at any branch, transaction office under OCB.

Product Features

Deposit currencies
Minimum deposit to open a term deposit contract
100.000 VND/50 USD
Various deposit terms
From 1 week to 36 months for VND and from 1 to 12 months for USD
Interest rate
Flexible method of receiving interest
Periodic (monthly, quarterly, every 6 months) and at the end of the period
Receiving and paying
Through the owner's own payment account
Withdrawal before maturity
Customers can withdraw the entire deposit before maturity. In this case, the Customer must notify OCB at least 2 days in advance. If OCB meets the needs of customers, it can be paid immediately

Interest rate calculator



Interest:000.00 VND
Total amount (Principal and interest)000.00 VND
The deposit interest rate calculator is for reference only, for more details, please contact the Customer Care Center.
Hotline: 18006678 or contact the nearest OCB Branch

Service register

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Customer support
(84) 28 7305 6678