Certificates of Deposit

Certificates of Deposit (CDs) are secure investment products that offer a range of flexible tenors, designed for customers seeking to maximize returns while preserving the safety of their idle funds. Now available to foreign nationals living and working in Vietnam, this investment solution is ideal for customers looking for a secure, transparent, and convenient way to grow their savings in full compliance with local regulations.

Key Benefits

Earn attractive interest rates of up to 8.5% p.a.
Start investing from just VND 100 million
Choose flexible tenors from 1 to 36 months
Use your CDs as collateral for loans at eligible financial institutions
Enjoy flexible transferability and the option for partial early redemption.

Product Features

Tenor

1 to 36 months

Currency

Vietnamese Dong (VND)

Minimum Investment

From VND 100,000,000 & in multiples of VND 10,000,000

Transferability

Proactively execute transfer transactions at the counter when capital is needed.

Holding Period

Flexible to suit your individual financial planning needs.

How to Apply

Issued directly at OCB Branches or Transaction Offices. Simply present valid identification documents at the counter to register.

SERVICE-REGIS

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Saving

FLEXI SAVINGS – Tiền gửi sinh lời linh hoạt