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Card products

FIRST INSTALLMENT CREDIT CARD IN VIETNAM

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Card detail

OCB INSTALLMENT MASTERCARD PLATINUM
FIRST INSTALLMENT CREDIT CARD IN VIETNAM
This is the first credit card in Vietnam to offer installment payments for all transactions, including those with small value transactions (ranging from VND 1,000 to less than VND 3,000,000). It is designed to meet the needs of young customers who place high demands on their credit cards and want flexible installment payment options.
Customers can pay in installments with no interest, procedures, and no minimum transaction restrictions. This enables customers to do things like drink coffee, eat breakfast, and buy for renowned and branded products.
Annual fee
Main card: 999.000 VND
Supplementary Card: 499.000 VND
100% cashback of the annual fee when reaching total spending from VND 3,000,000 within 45 days from the date of card issuance, 100% cashback of annual fee from the 2nd year if the spending volume of the previous year reaches at least VND 160,000,000.

Featured Offers

1. Exclusive offers for new cardholders:
  • Free card issuance.
  • 50% cashback, up to VND 100,000 for the total amount of valid transactions on the first day of card usage (*).
  • Cashback of VND 1,000,000 when cardholders have at least 30 valid transactions & transaction turnover reaches VND 5,000,000 within 45 days from the date of card opening.
2. Offers applied to all cardholders:
  • Four-0 privilege:
    • 0% lifetime interest.
    • VND 0 installment conversion fee for the first installment period; the fee is only 2% of the total installment amount for the next conversion period.
    • No limit on transaction value.
    • No registration procedure - all transactions are automatically converted to installments by the card.
  • 1% cashback of up to VND 6,000,000/year for insurance payment transactions.
To get the insurance cashback, consumers must send a text message with the syntax OCB_MC01_6 final numbers of the credit card to the 6067 switchboard (1,000 VND/SMS; the symbol "_" is a space).
  • Thousands of cashback offers, discounts of up to 50% at shopping, culinary, travel, etc. associated with OCB and Mastercard.
  • Free protection with Global Travel Insurance & Wallet Loss Insurance - total value of VND 100,000,000,000/year, making every trip safe anytime, anywhere.
*Detailed rules here.

Outstanding features

  • All card transactions are automatically converted to 0% interest installment payments, with no minimum transaction value, no need to link point of sale and bank.
  • Installment term up to 6 months:
  • Total outstanding balance at the end of the period </= VND 1,000,000: 3 months installment payment
  • Total outstanding balance at the end of statement period > VND 1,000,000: 6-month installment payment
  • Transact online immediately after the card is approved for the limit, no need to wait for the physical card.
  • Pay online at Websites and over 30 million payment points that accept MasterCard worldwide
  • Contactless payment transactions, absolutely safe and secure with advanced 3D Secure technology.
  • Easy control of all transactions with the OCB OMNI Digital Banking application, 24/7 Contact Center service, SMS Banking.

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