The referred customer, who is an individual and not a Priority Customer at the time of referral, will be designated as a Priority Customer (GOLD tier) upon meeting one of the following conditions:
Condition 1:
- The customer has a newly opened CIF at OCB since August 1, 2025, or
- The customer has a CIF opened between January 1, 2025, and July 31, 2025, with an average monthly total assets (AUM) below 100 million VND, or
- The customer has a CIF status categorized as Lost or Original as of July 31, 2025.
Condition 2:
The customer will be designated as a Priority Customer (GOLD tier) under the MGM program upon meeting the following requirement: Open a new fixed-term deposit with a minimum term of 3 months and a minimum amount of 1,000,000,000 VND or equivalent in foreign currency.
Notes:
- Applies only to the net increase in fixed-term deposit balances during the program period.
- Not applicable to Max Savings deposit products, floating interest rate savings accounts, or transferable savings books.
- In cases where the customer splits the deposit into multiple savings accounts, the total balance will be calculated based on the combined balance of all accounts opened on the same day that meet the conditions.
- Customers are required to fulfill the following service conditions: open a current account, activate a debit card successfully, and maintain a savings account for at least one month from the date of account opening.
OCB_BRANCHES 
