Card detail

The OCB JCB Gold credit card is ideal for customers who are enthusiastic about Japanese cuisine as it provides 5% cash back on all spending transactions made at Japanese restaurants, supermarkets, and retail outlets in addition to a variety of other attractive deals.
Annual fee
Main card: VND 399,000
Supplementary Card: VND 199,000
100% cashback of the annual fee when reaching total spending from VND 1,000,000 within 45 days from the date of card issuance, 100% cashback of annual fee from the 2nd year if the spending volume of the previous year reaches at least VND 100,000,000.

Featured offers

1. Exclusive offers for new cardholders:
  • Free card issuance.
  • 50% cashback, up to VND 100,000 for the total amount of valid transactions on the first day of card usage (*).
  • Cashback of VND 500,000 when cardholders have at least 30 valid transactions & transaction turnover reaches VND 5,000,000 within 45 days from the date of card opening.
2. Offers applied to all cardholders:
  • Up to VND 12,000,000/year, in which:
    • 5% cashback: transactions at Japanese restaurants, supermarkets, and retail stores.
    • 1% cashback: insurance payment transaction.
To get the insurance cashback, consumers must send a text message with the syntax OCB_MC01_6 final numbers of the credit card to the 6067 switchboard (1,000 VND/SMS; the symbol "_" is a space).
  • Thousands of cashback offers, discounts up to 50% at high-class Japanese restaurants and shopping, culinary, and tourist attractions, etc. associated with OCB and JCB.
  • Get free protection with Wallet Loss Insurance package - total value of VND 20,000,000/year, making every trip safe anytime, anywhere.
* Detailed rules here.

Outstanding features

  • Spending first & paying later with interest free up to 55 days
  • Cash withdrawal limit up to 80% of credit limit.
  • Enjoy culinary incentives, high-class shopping at luxury shopping malls/restaurants from OCB and JCB international card organization
  • Easy control of all transactions with OCB OMNI Digital Banking application, 24/7 Contact Center service, and SMS Banking

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